Personal Finance Case Study

Attached is document containing all instructions for the assignment. Here is the case study choice I would like to choose for the essay: 



Your clients are a couple both age 35.  They have two small children, ages 5 and7.  They are both currently working andhave a combined gross income of $110,000. They currently have medical insurance through their employer.  One is currently investing $100 per monthinto their company’s 401k Plan.  Thecompany does not match it.  The other,does not have a retirement plan with their company.  They are both very healthy but do not haveany life insurance except the group life plan with work. Each one has a deathbenefit of $50,000.  They have one monthworth of savings in the bank and no other investments.  Their only debt is their mortgage and theylease their vehicles.  Their goals are tomake sure they plan for their kids’ education, start planning for retirementwhich they hope to be at age 65 and overall make sure they are making wisefinancial decisions.  Their risktolerance is moderate.  A budget analysisshows they will be able to put $10,000 more per year towards a financial plan.